Wealth
Management

At this meeting we want to find out if we can work together

We would like to listen and understand things that are important to you

• what your goals are, both in the near future and long term;
• what you value
• what you want to achieve for you, your family or community
• consider the amount of risk you can stand

We would also like to tell you a little about Lee Strathy, how we work and the service we offer. It allows you to establish if you think this will be of value to you. And us to decide if we can provide what you are seeking at an acceptable cost

We do not charge for this meeting

This meeting, which usually takes place around two weeks later, allows us to review where you are now, both financially and the progress you have made towards meeting your goals

With your input, we will build your lifetime cashflow model using sophisticated, but easy to understand, software

We can also consider a number of "What if?" scenarios

We will outline our planning and investment philosophies at a high level

Together we build your initial Plan. This will provide a clear indication of the value of our service to you

You will give us authority to make enquires about your existing financial arrangements

Again, we do not charge for this meeting

This meeting usually takes place around two to three weeks later once we have analysed your existing arrangements.

We can address any uncertainties arising and provide any further information you need.

We then agree a plan of action to deal with your main priorities

At this meeting we complete the initial paperwork - service agreements and any application forms. By completing this paperwork we formally agree to work together

And as the name of the meeting implies, we then begin to implement your Plan

This meeting usually takes place around six to eight weeks later.

We discuss the progress made with implementing the actions previously agreed as your initial priority

We also discuss and agree the secondary planning and investment issues

The initial implementation often generates large quantities of paperwork. We can sift through this and organise the important documents for you to retain

We discuss the ongoing service and schedule the first yearly planning meeting

These provide the opportunity to review progress that has been made and make adjustments to your Plan

At this meeting you have the opportunity to update your plan with essential financial data such as any changes to your income and expenditure together with any additional capital you have or expect.

You may wish to explore alternative goals or timescales (the What Ifs?) or perhaps you have already decided and need to know the impact on your Plan.

For example, you may have a company to sell - you will understandably want the best price you can get - but we can also indicate the minimum amount you need to receive without your Plan going awry.

Having decided on any revised goals, we then make the appropriate adjustments to your Plan.

We will work out the most appropriate way of making sure you have any cash needed over the next two to three years. If estate planning becomes a priority we will help you make plans to suit your requirements.

If not already considered, the prospect of possible care costs in later life can be built into your Plan

During the year our Investment Committee will have reviewed the investments and considered any changes that would reduce the risk and or costs in your portfolio.

We make sure that your portfolio is arranged in a tax effective way by making best use of tax wrappers such as ISAs

Each year we will recommend adjustments to rebalance your portfolio back to the target risk profile and where possible implement (or add to) tax wrappers, invest surplus cash or make withdrawals to ensure you have cash when needed.

This is measured by:

Your Plan which has clarity. It reflects your vision and goals for the future and provides a clear and understandable course to follow

A feeling that your finances are well organised

The advice you receive from all your professional advisers is co-ordinated

Your control of your tax affairs – both current and future

Your knowledge that your family is protected from any financial disaster

Freedom from any worries about your finances

The trust you have in your advisor

Your willingness to recommend us to other like minded people – family, friends or business colleagues